Insurance during your Erasmus+ stay

A study stay abroad via Erasmus+ does not automatically include insurance cover, nevertheless, it is mandatory to have an insurance. Erasmus+ students must have insurance to protect them against the risks associated with their participation in activities during their study stay abroad. Thus, please make sure you are covered by international insurance throughout your time abroad (health, accident and liability insurance; in addition, it is recommended to get supplementary insurance for the duration of the stay abroad). For more information, please contact ÖH and your social security carrier (e.g. to see if you have/are eligible for the European Health Insurance Card), see below and the Erasmus+ programme guide (English version page 11).

Accident and liability insurance

Accident and liability insurance is generally provided by paying the ÖH administrative fee. This insurance coverage is also available for accidents or damages that occur during your studies (at the host institution and on your way to and from, it doesn't cover sparetime activities) when completing semesters abroad or internships abroad in Europe. Different regulations apply to liability and accident insurance in the individual countries. The participant therefore runs the risk of not being covered by standard systems, for example if he/she is not considered an employee or is not formally enrolled in his/her host organization.

Information on policy numbers, insurance sums as well as damage reports can be found on the ÖH website.

A confirmation of insurance can be requested at ÖH. Send an e-mail (subject: confirmation) with your confirmation of BOKU enrollment to studierendenversicherung(at)oeh.ac.at and the following data: first and last name, current residential address, matriculation number, name of the educational institution you are studying at.

European Health Insurance Card (EHIC)

With the European Health Insurance Card/"European Krankenversicherungskarte" (see on the back of your e-card) you are covered by health insurance in all EU/EEA countries as well as Iceland, Liechtenstein, Northern Macedonia, Switzerland, Serbia. For Serbia, please note that you must present the EHIC to the social insurance institution applicable to your place of residence and exchange it for a valid entitlement certificate. The EHIC provides basic cover; however, this cover may not be sufficient for all situations, e.g. repatriation or special medical intervention. In this case, supplementary private health insurance may be required. Check the validity of your e-card before your stay abroad and make sure that all fields on the back of the e-card are filled in completely. If you do not have a valid health insurance card, apply for the "Certificate as a provisional replacement for the EHIC" ("Bescheinigung als provisorischer Ersatz für die EKVK") from your health insurance provider well in advance before your trip abroad.

In Turkey, the European Health Insurance Card is not valid. Therefore, please inform yourself at the customer service of the Austrian social insurance whether the possibility for health insurance exists due to bilateral agreements.

In addition to the information provided, please inform yourself about suitable and sufficient international insurance coverage before your stay abroad and contact your host institution in advance if special insurance is recommended for your stay there.

Further information on the topic of insurance can also be obtained from the ÖH BOKU, from your social insurance or from your host institution.

Note: In addition to the above-mentioned insurances, we recommend an additional private insurance, an insurance against loss or theft of documents, tickets and luggage.